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The content is developed from sources believed to be providing accurate information. The information in this material is not intended as tax or legal advice. Please consult legal or tax professionals for specific information regarding your individual situation. Some of this material was developed and produced by FMG Suite to provide information on a topic that may be of interest. FMG Suite is not affiliated with the named representative, broker - dealer, state - or SEC - registered investment advisory firm. The opinions expressed and material provided are for general information, and should not be considered a solicitation for the purchase or sale of any security.

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Certified Financial Services is an Agency of The Guardian Life Insurance Company of America (Guardian), New York, NY.

Securities products and advisory offered through Park Avenue Securities LLC (PAS), member FINRA, SIPC. OSJ: 52 Forest Avenue, Paramus, NJ 07652.

PAS is an indirect, wholly-owned subsidiary of Guardian. Certified Financial Services is not an affiliate or subsidiary of PAS or Guardian.

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Contact

Certified Financial Services LLC

Mobile:	201.406.6592
Office:	201.843.7700
Fax:	877.289.7011

52 Forest Avenue
Paramus, NJ 07652

FINRA Series 7, 63

meziegler@cfsllc.com