Certified Financial Services is an Agency of The Guardian Life Insurance Company of America (Guardian), New York, NY.
Securities products and advisory offered through Park Avenue Securities LLC (PAS), member FINRA, SIPC. OSJ: 52 Forest Avenue, Paramus, NJ 07652.
PAS is an indirect, wholly-owned subsidiary of Guardian. Certified Financial Services is not an affiliate or subsidiary of PAS or Guardian.
2017-43536 Exp 7/19