Certified Financial Services is an Agency of The Guardian Life Insurance Company of America (Guardian), New York, NY.
Securities products and advisory offered through Park Avenue Securities LLC (PAS), member FINRA, SIPC. OSJ: 52 Forest Avenue, Paramus, NJ 07652.
PAS is a wholly owned subsidiary of The Guardian Life Insurance Company of America® (Guardian), New York, NY.
2020-98760 Exp 4/22